Last Updated: July 31, 2026
These Terms and Conditions ("Terms") govern your access to and use of the AccountBook mobile application ("App") provided by SaRa Studios ("we," "us," or "our").
By downloading, installing, accessing, or using the App, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use the App.
AccountBook is designed using a Local-First Architecture. Your financial accounts, transactions, categories, and running balances are primary-stored and processed locally on your physical device in an encrypted on-device database.
The core bookkeeping features of the App are available offline. Some features, such as cloud synchronization, sign-in, and advertisements, require an internet connection.
When connected to the internet, data synchronizes securely with encrypted cloud storage. You acknowledge that if you uninstall the App without allowing cloud synchronization or creating local backups, un-synced data stored solely on your device may be permanently lost.
You may create an account using your email or supported third-party sign-in providers. You agree to provide accurate and complete information.
You are responsible for maintaining the security of your physical mobile device and credentials. If you enable Biometric Lock (Fingerprint / Face Unlock), authentication is managed locally by your device OS. We are not liable for unauthorized access resulting from compromised passcodes or shared device biometrics.
The App permits importing transactions via CSV or Excel files. You are solely responsible for ensuring the format, accuracy, and integrity of imported files. Imported files may be subject to size and format limitations to ensure reliable performance.
The App allows exporting financial reports as PDF, CSV, or Excel files. Exported files are saved to your local storage or shared via native OS options at your explicit direction. Once exported outside the App's encrypted environment, you assume full responsibility for safeguarding these documents.
AccountBook is provided free of charge and is supported by advertisements. Certain operations, including exporting or importing data files, may display optional rewarded or interstitial ads prior to completing the request.
No Financial / Tax Advice: AccountBook is a self-directed personal and business ledger management tool intended strictly for record-keeping purposes. AccountBook, SaRa Studios, and its developers do not provide financial, banking, accounting, investment, or tax advice. You are responsible for verifying all account balances and transaction calculations.
You agree not to:
The App, including its original code, user interface designs, visual elements, and logos, are owned exclusively by SaRa Studios. Your financial data remains your property.
To the maximum extent permitted by applicable law, SaRa Studios shall not be liable for any indirect, incidental, special, consequential, or exemplary damages, including loss of data, loss of profits, business interruption, or other damages arising from your use of or inability to use the App.
We reserve the right to update these Terms at any time. Continued use of the App following any changes constitutes acceptance of the new Terms.
If you have questions regarding these Terms, please contact us at:
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
We reserve the right to suspend or terminate access to the App if these Terms are violated or if required by applicable law.